95497 ZIP Code — The Sea Ranch, CA

Sonoma County, California

ZIP code 95497 is located in The Sea Ranch, California, within Sonoma County. It covers approximately 15.24 square miles and serves a population of 1,224 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 707.

About ZIP code 95497

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $1,104,800. Owner-occupancy is high at 93%, well above the national average.

The gap between median ($92,260) and mean household income suggests income inequality — a small number of higher earners pull the average up. 72% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. An above-average commute of 57 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 50% of workers work from home.

Educational attainment is high — 73% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 95497 reflects a community defined by a highly educated population, a strong veteran community, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

1,224
population
15.24
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
95497 ZIP code map
Cities in ZIP code 95497

Below are the cities the US Postal Service accepts for ZIP code 95497. Using any city not on this list may result in mail delivery delays.

City Status
The Sea Ranch Acceptable
Demographics updated 06/2026
Population
Total population 1,224
Population density 80 / sq mi
State FIPS 06
County FIPS 097
Geography
Land area 15.24 sq mi
Water area 0.11 sq mi
Latitude 38.7283
Longitude -123.4741
Timezone Pacific (PT)
Area code 707
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 22.9% 27.9% 32.6%
$50k – $100k 42.1% 29.7% 27.7%
$100k – $200k 21.2% 30.2% 26.4%
Over $200k 13.8% 12.2% 13.3%

Demographics & statistics

1,224
Population
80
People per sq mi
67.9
Median age
$92,260
Median household income
$70,214
Per capita income
$1,104,800
Median home value
$1,598
Median monthly rent
93.0%
Home ownership
11.6%
Poverty rate
3.7%
Unemployment
1,791
Housing units
73.1%
Bachelor's or higher

Age distribution

Male Female
8
Under 5
8
7
5–9
7
22
10–14
20
20
25–34
18
26
35–44
25
20
45–54
18
39
55–59
36
90
60–64
86
239
65–74
227
106
75–84
101
52
85+
49
← Male
Female →

Age summary

GroupCount%
Under 18725.9%
18 and over1,15294.1%
65 and over77463.2%
Median age67.9 years

Race & ethnicity

White 87.2%
Two or more races 5.3%
Asian 3.9%
Hispanic or Latino 3.7%
GroupCount%
White1,10887.2%
Two or more races675.3%
Asian493.9%
Hispanic or Latino473.7%

Household income

Income range This ZIP County avg State avg
Under $50k 22.9% 27.9% 32.6%
$50k – $100k 42.1% 29.7% 27.7%
$100k – $200k 21.2% 30.2% 26.4%
Over $200k 13.8% 12.2% 13.3%
Under $10k 2.6%
$15k–$25k 6.8%
$35k–$50k 10.7%
$50k–$75k 7.3%
$75k–$100k 22.9%
$100k–$150k 24.7%
$150k–$200k 6.4%
$200k+ 18.5%
Range% of households
Under $10k2.6%
$15k–$25k6.8%
$35k–$50k10.7%
$50k–$75k7.3%
$75k–$100k22.9%
$100k–$150k24.7%
$150k–$200k6.4%
$200k+18.5%
Median income$92,260

Housing

Home values

$300k–$500k 1.8%
$500k–$1M 39.5%
$1M+ 58.7%

Housing overview

MetricValue
Median home value$1,104,800
Median rent / month$1,598
Owner occupied93.0%
Renter occupied7.0%
Vacant65.0%
Single-family detached98.2%
Large apartment buildings0.7%
Mobile homes0.0%
Median rooms4.8
Avg household size (owned)1.76

Year built

Era%
2020 or later0.0%
2010–20191.6%
2000–200917.3%
1990–199923.2%
1980–198922.5%
1970–197929.1%
1960–19695.6%
1950–19590.0%
1940–19490.0%
1939 or earlier0.7%

Bedrooms

Size% of units
No bedroom (studio)2.1%
1 bedroom7.9%
2 bedrooms41.5%
3 bedrooms42.8%
4 bedrooms4.8%
5+ bedrooms0.9%

Vehicles per household

Vehicles% of households
No vehicle1.9%
1 vehicle36.2%
2 vehicles42.8%
3 or more19.1%

Heating fuel

Fuel type%
Utility gas16.5%
Electricity12.0%
Propane / LP gas58.3%
Fuel oil3.7%
Wood4.5%
Solar3.0%

Households & families

Household typeCount%
Married-couple family36556.8%
Cohabiting couple243.7%
Male householder, no spouse11217.4%
Female householder, no spouse14222.1%
Households with children under 18284.4%
Households with seniors (65+)51379.8%
Average household size1.90

Marital status

StatusMaleFemale
Never married11.5%4.9%
Married61.0%69.2%
Separated0.0%0.0%
Widowed9.7%16.8%
Divorced17.8%9.1%

Education

Less than 9th grade 2.2%
Some HS, no diploma 1.2%
HS graduate 10.9%
Some college, no degree 10.0%
Associate's degree 2.7%
Bachelor's degree 26.3%
Graduate / professional 46.8%
Metric%
HS diploma or higher96.6%
Bachelor's or higher73.1%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten00.0%
Elementary school4376.8%
High school1323.2%
College / grad school00.0%

Employment

Industry of employment

Professional & management 32.0%
Education & healthcare 20.8%
Finance & real estate 11.2%
Agriculture & mining 10.4%
Retail trade 7.9%
Construction 7.1%
Manufacturing 6.8%
Public administration 3.8%

Occupation

Category%
Management, business & arts64.5%
Service6.3%
Sales & office15.0%
Natural resources & construction14.2%
Production & transportation0.0%

Employment type

Type%
Private sector47.0%
Government33.3%
Self-employed19.7%
Unpaid family workers0.0%

Commute

Method%
Drive alone47.0%
Carpool0.0%
Public transit0.0%
Walk3.0%
Work from home50.0%
Other means0.0%
Avg commute (minutes)56.5

Poverty

All people 11.6%
Under 18 years 100.0%
18 and over 6.1%
Married-couple families 3.8%
Female-led households 0.0%

Income support

Source% of households
Social Security71.7%
Retirement income64.9%
Supplemental Security1.9%
Cash public assistance0.0%
Food stamps / SNAP1.9%

Health indicators

Condition%
Obesity22.9%
High blood pressure40.4%
High cholesterol40.6%
Diabetes12.3%
Heart disease9.6%
Stroke3.9%
Asthma9.2%
Arthritis35.7%
Kidney disease4.1%
Pulmonary disease7.9%
Cancer12.5%
Behavior / access%
Smoking7.6%
Binge drinking11.7%
No physical activity16.5%
Less than 7 hrs sleep23.8%
Depression15.3%
Fair or poor health12.8%
Poor mental health9.6%
Poor physical health10.4%
No health insurance5.5%
Visited doctor (checkup)75.9%
Visited dentist74.0%
Cholesterol screening97.5%
Teeth loss6.5%

Veterans & disability

VeteransCount%
Civilian veterans13711.9%
Disability%
Any disability14.6%
Under 180.0%
18–64 years14.3%
65 and over16.1%

Health insurance coverage

Type%
Private insurance70.8%
Public insurance70.3%
No insurance1.1%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,20898.7%
Spanish645.3%
Other Indo-European524.3%
Asian & Pacific Islander00.0%
Other languages121.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,04385.2%
Born in same state98280.2%
Born in different state40533.1%
Foreign born615.0%
Naturalized citizen18114.8%
Not a US citizen8345.9%

Ancestry

AncestryCount%
French24620.1%
Italian14812.1%
Polish554.5%
AncestryCount%
English483.9%
Dutch413.3%
Norwegian171.4%

Technology access

Metric% of households
Computer access52.5%
Internet access96.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95497

What city is ZIP code 95497 in?

ZIP code 95497 is primarily assigned to The Sea Ranch, California.

What county is ZIP code 95497 in?

ZIP code 95497 falls within Sonoma County, California.

Does ZIP code 95497 have an older population?

63% of residents in ZIP code 95497 are 65 or older, above the national average of ~17%.

Does ZIP code 95497 have a large retiree population?

72% of households in ZIP code 95497 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 95497?

73% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 95497 mostly owner-occupied?

93% of occupied units in ZIP code 95497 are owner-occupied, well above the national average.

What timezone is ZIP code 95497 in?

ZIP code 95497 observes the PST timezone.

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